Guidelines

Guidelines

Review the latest underwriting guidelines to understand how our different programs work and the types of loans that are generally eligible for mortgage insurance from Essent.


Guideline Summaries

Clear2Close Guideline Summary

Get latest DU® and Loan Product Advisoreligibility requirements for our Clear2Close program. 

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Affordable Housing/HFA Guideline Summary

Get the latest affordable housing product eligibility requirements, including Housing Finance Agency (HFA).

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Doctor/Professional Guideline Summary

Get the latest product eligibility requirements.

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Loan Amounts > FHFA Max Guideline Summary

Get the latest Loan Amounts > FHFA product eligibility requirements. 

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Manual Underwriting Guideline Summary

Get the latest Manual Underwriting product eligibility requirements. 

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Underwriting Manual

Underwriting Guideline Manual

Use this quick reference guide to understand the types of loans that are generally eligible for insurance with Essent.

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Applications for Mortgage Insurance

Mortgage Insurance Application for All States

(excluding OR)

Complete and return this application to us for loans originated in any state other than Oregon.

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Mortgage Insurance Application

(OR only)

Complete and return this application to us for loans originated in the state of Oregon. 

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