Guidelines

Guidelines

Review the latest underwriting guidelines to understand how our different programs work and the types of loans that are generally eligible for mortgage insurance from Essent.


Guideline Summaries

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Clear2Close Guideline Summary

Get latest DU® and Loan Product Advisoreligibility requirements for our Clear2Close program. 

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Affordable Housing/HFA Guideline Summary

Get the latest affordable housing product eligibility requirements, including Housing Finance Agency (HFA).

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Doctor/Professional Guideline Summary

Get the latest product eligibility requirements.

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Loan Amounts > FHFA Max Guideline Summary

Get the latest Loan Amounts > FHFA product eligibility requirements. 

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Manual Underwriting Guideline Summary

Get the latest Manual Underwriting product eligibility requirements. 

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Underwriting Manual

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Underwriting Guideline Manual

Use this quick reference guide to understand the types of loans that are generally eligible for insurance with Essent.

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Applications for Mortgage Insurance

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Mortgage Insurance Application for All States

(excluding OR)

Complete and return this application to us for loans originated in any state other than Oregon.

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Mortgage Insurance Application

(OR only)

Complete and return this application to us for loans originated in the state of Oregon. 

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