ANSWERS TO YOUR MOST COMMON CHALLENGES.
INCOME & SELF-EMPLOYED BORROWERS.
Join us every 2nd and 4th Monday of the month for a LIVE broadcast with two of our senior operations trainers.
They’ll help you tackle the most common income analysis challenges and show you how to properly apply Fannie and Freddie Mac guidelines when calculating income.
Each 30-minute session will focus on a different loan scenario, including feedback on income analysis challenges we receive from you. Can’t attend one of our LIVE sessions? No problem. We will record them, so you can get the answers you need when it works for you.
Upcoming Training Sessions
My borrower has a business with rental property, yet the mortgage is in my borrower's name. Can I offset the payment?
Following guidance from the GSEs, we will show you the steps to calculate the correct DTI.
Essentials Live! Recorded Sessions: Q1 2021
My borrower had their highest income in 2020. Can it be used to qualify?
Learn how the temporary guidance and overlays related to COVID-19 affect qualifying income when their income trend is increasing.
How do I analyze my borrower's handwritten P&L?
Learn how to calculate income for Self-Employed Borrowers who use a handwritten ledger or provide minimal details around their P&L.
Month-to-month trends analysis, can it resolve discrepancies?
Learn how to effectively review a month-to-month income analysis, so you can quickly identify trends and resolve any income discrepancies.
Borrower’s business looks profitable, but is it truly stable income?
Learn how to determine and support a stable income amount without asking for additional documentation.
Co-mingled assets/debts, how do I decipher income and expenses for the business?
Learn how to decipher income and expenses for businesses that co-mingle assets & debts.
More Essentials Resources
Easily skip what you know, re-review content that deserves a second look and be quizzed along the way.
Sharpen your professional skills on your schedule with our recorded webinar sessions.