Welcome To The Next Generation Of EssentEDGE!

The next generation of EssentEDGE takes another evolutionary leap in risk assessment and MI pricing.

Leveraging the power of cloud computing, our risk-based pricing engine blends traditional credit factors with advanced analytics and sophisticated modeling to evaluate more than 400 unique credit factors in seconds.

With machine learning technology at its core, EssentEDGE goes beyond conventional credit to deliver MI pricing that more accurately reflects a borrower’s credit profile.

Our engine’s ability to intelligently evaluate large quantities of data means it can uncover and offer more targeted pricing for loans than with traditional factors alone, offering you the potential to expand access to MI for more qualified borrowers.

EssentEDGE is available now through the most widely-used industry Loan Origination Systems (LOS) and Pricing Engines (PE), and we are integrating with more platforms every day. You can also access our risk-based pricing engine through our Rate Finder tool.