Essentials Live

ESSENTIALS LIVE!

GET ANSWERS TO THE MOST COMMON CHALLENGES.

INCOME, ASSET, APPRAISAL CHALLENGES AND MORE...

Join us every 2nd and 4th Monday of the month for a LIVE broadcast with two of our senior operations trainers.

They’ll show you how to properly apply Fannie Mae and Freddie Mac guidelines when qualifying a borrower.

Each 30-minute session will focus on a different loan scenario, including real-life loan challenges we receive from you. Can’t attend one of our LIVE sessions? No problem. We record them so you can get the answers you need when it works for you.

 

Upcoming Training Sessions

 

Understanding Adjustable Rate Mortgages (ARM) in Conventional Mortgages

Originations

January 12, 2026, 2:00 pm EST - January 12, 2026, 2:30 pm EST

Learn to break down the mechanics of ARMs, including how rate adjustments work and key components such as indexes, margins, caps, and the fixed versus adjustable periods.


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Buy Now. Pay Later. Understanding the Impact of Loan Qualification.

Originations

January 26, 2026, 2:00 pm EST - January 26, 2026, 2:30 pm EST

30-Minute Session
Explore how BNPL accounts are reported—or not—on credit reports, how lenders view them, and their potential impact on debt-to-income (DTI) ratios and overall mortgage qualification.


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Let's Talk Variable Income Challenges – When Hourly Income Isn't Consistent.

Salaried/Variable Income

February 9, 2026, 2:00 pm EST - February 9, 2026, 2:30 pm EST

This training series is designed to help you confidently assess and document variable income for conventional loans. We will review real-life case studies, common pitfalls, and best practices for evaluating income stability and trending analysis.


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Navigating the Income Challenges of a Traveling Nurse

Salaried/Variable Income

February 23, 2026, 2:00 pm EST - February 23, 2026, 2:30 pm EST

Traveling nurses present unique challenges due to their complex income structures, including hourly wages, per diem pay, housing stipends, and short-term contracts. Learn how to accurately track and calculate income for traveling nurses.


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