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Homebuyer Education Program

Homebuyer Education Program

As a private mortgage insurer, we are proud of the role we play in helping aspiring homebuyers become successful homeowners, whether it’s buying a home with as little as 3% down or educating themselves about the homebuying process.

Introducing Finally Home!®

We have partnered with Finally Home!, a HUD-approved Housing Counseling Organization, to provide free homebuyer education1 to our customers and their borrowers. Finally Home! offers a comprehensive curriculum that goes above and beyond the national industry standards for homebuyer education.

  • Pre-Purchase Education. Available in both English and Spanish, this course includes seven, self-paced learning modules that guide first-time homebuyers through the entire homebuying process, from down payment to closing.2
  • Post-Purchase Toolkit. Graduates of the pre-purchase program can also access free information on a variety of post-purchase topics, from home maintenance to preparing for natural disasters and more. (The Homeowner Toolkit can be accessed from the Finally Home! course dashboard.)
  • Life-of-Loan Counseling. Homebuyers and homeowners who are looking for unbiased advice about buying or maintaining a home can also take advantage of free, personalized counseling from HUD-certified Housing Counselors.

Two Ways To Learn

Homebuyers can complete Finally Home! online or by phone, and receive a Certificate of Completion to give to their loan officer once they successfully complete the program.

OPTION 1: COMPLETE FINALLY HOME! ONLINE

Step-by-Step Instructions:

  1. Enroll in the homebuyer education course. When you are redirected to Finally Home!, select "Register Now" at the bottom of the page to complete your registration process.
  2. Complete all fields and submit.
    Note: When you get to the checkout page, enter the code ESNT to bypass payment.
  3. You are ready to start the learning elements of the course.

Once you complete the online course, a Certificate of Completion will be immediately available. You will be prompted to print or download the certificate in order to provide to your lender.

 

OPTION 2: COMPLETE FINALLY HOME! VIA PHONE

Step-by-Step Instructions:

  1. If online learning is not an option for you, submit your self-study request by calling 855.505.4700 ext. 8601 or email support@finallyhomecourse.com.
  2. Let the Finally Home! representative know that you were referred by Essent (ESNT) to complete the Finally Home! self-study course, and complete registration over the phone.
  3. A Finally Home! representative will walk you through the steps to complete the self-study option.

Cost

Through this program, the Finally Home! education course is completely free and available to all borrowers, regardless of whether their loans are insured with Essent. Please note that availability may change without notice. Other limitations may also apply.

 

Availability may change without notice and other limitations may apply.

Borrowers with loans through Fannie Mae’s HomeReady® program must complete their homebuyer education through Fannie Mae’s education partner — Framework®.

Finally Home!® is a registered trademark of Idaho Housing and Finance Association.

Framework® is a registered trademark of Framework Homeownership, LLC.

HomeReady® is a registered trademark of Fannie Mae.