Income Analysis Tools
Keep Your Career On The Right Track
Our income analysis tools are designed to help you evaluate qualifying income quickly and conveniently. Use our Excel calculators to easily total the numbers.
Rental Property – Investment
Determine the average monthly income/loss for a non-owner occupied investment property.
Rental Property – Primary
Determine the average monthly income/loss for a 2-4 unit owner-occupied property.
Calculate the monthly qualifying income for a borrower who is a sole proprietor.
Essent Cash Flow Analysis – SAM Method
Evaluate qualifying income using the traditional approach, and check out our new tab for analyzing the YTD P&L and Bank Statements.
Use this tool to work through common ARM Scenarios and better understand the various adjustable-rate mortgage components.
Use this tool to run 3/2/1 and 2/1 buydown scenarios and better understand the various components of the buydown and potential cost savings.
Use our convenient tool to help you calculate income for performance and time-based RSUs.