Income Analysis Tools

Income Analysis Tools

Keep Your Career On The Right Track

Our income analysis tools are designed to help you evaluate qualifying income quickly and easily. Use our PDF worksheets to total numbers by hand or let our Excel calculators do the work for you.


Rental Property – Investment

(Schedule E)

Determine the average monthly income/loss for a non-owner occupied investment property.

Download Worksheet (PDF)

Rental Property – Primary

(Schedule E)

Determine the average monthly income/loss for a 2-4 unit owner-occupied property.

Download Worksheet (PDF)

Sole Proprietor

(Schedule C)

Calculate the monthly qualifying income for a borrower who is a sole proprietor.

Download Worksheet (PDF)

Essent Cash Flow Analysis — SAM Method

Evaluate qualifying income using the traditional approach.

Download Worksheet (PDF)