Why PMI?




Founded in 2008, Essent is a private mortgage insurer dedicated to making homeownership possible for prospective homebuyers. We offer simple solutions through our lender-partners to help borrowers obtain affordable mortgages with less than the conventional 20% down.

We also believe that educating prospective homebuyers about the benefits of private mortgage insurance, and how it works, is an important first step in the home buying process.

We have provided the following information in Spanish, however, we cannot provide assurances that prospective homebuyers will be able to make or complete their mortgage applications in Spanish. Ask your loan officer for more information.

What is PMI?

See how MI can increase your purchasing power and more.

Removing PMI

Learn about the different ways you can cancel your MI.

Fair Credit Reporting Act FAQs

Learn more about The Fair Credit Reporting Act.


Get answers to common questions about private MI.

PMI Tax Deductibility Q&As

Read frequently asked questions about MI tax deductions.