FHA Comparison Tool

A loan with Essent mortgage insurance (MI) offers two distinct advantages that can add up to significant savings over time:

  • Lower Premiums.  Lower monthly payments can amount to meaningful long-term savings.
  • Cancellability. Optional cancellation at 80% LTV and automatic cancellation at 78% LTV can count toward even greater savings. (MI for FHA loans >90% LTV cannot be canceled.) Learn more.