As one of the strongest, most reliable mortgage insurance (MI) providers in the industry, you can rely on us to support your community’s mortgage needs and to help you build a portfolio of high-quality, well-diversified loans.
Why choose Essent
- Strength and expertise. Our investment-grade ratings of BBB+ (Stable) from Standard & Poor’s and Baa1 (Positive) from Moody’s confirm our deep financial strength.1
- Straightforward coverage. Our Master Policy with Clarity of Coverage® promises fair and transparent claims-paying practices, including the ability to shorten the time period for rescission relief and to select the type of relief that best fits your needs.
- Day-One protection. We take responsibility for our work. Once we complete a Non-Delegated or QA review on your borrower's loan, we won’t challenge underwriting mistakes that we should have caught.
- Competitive loan products. We offer competitive and sustainable loan programs, such as Affordable Housing/HFA, Jumbo and Doctor/Professional loans, to help you accommodate every borrower's financial situation.
- Homebuyer education. We are committed to helping homebuyers become educated homeowners. That’s why we are pleased to offer our homebuyer education program to your borrowers.2
- Clear-cut claims servicing. Our Clarity of Servicing program pledges our commitment to default and servicing treatment that is fair, objective and consistent.