Manual Underwriting

Manual Underwriting

Our Manual Underwriting product is designed for your portfolio loans that are not submitted to the Agencies’ automated underwriting systems (AUS): Desktop Underwriter® and Loan Prospector®.

It’s also designed for your loans that have received Approval/Ineligible decision that cannot be accommodated by our Clear2Close® Guidelines.

Read our Guideline Summary for full details on our Manual Underwriting program.

Underwriting Resources


Manual Underwriting Guideline Summary

Get the latest Manual Underwriting product eligibility requirements. 

Download PDF

Desktop Underwriter® is a registered trademark of Fannie Mae. 

Loan Prospector® is a registered trademark of Freddie Mac.

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