Thank you for trusting Essent for your mortgage insurance (MI) needs.
We know that selecting a partner for your homebuyer’s MI needs isn’t just about price. It’s also about a commitment to transparency, servicing and keeping promises when you need to make a claim. We take pride in our customer partnerships and helping prospective homebuyers realize their dreams of homeownership.
Meet EssentEDGE!
The next generation of EssentEDGE takes another evolutionary leap in risk assessment and MI pricing.
Leveraging the power of cloud computing, our risk-based pricing engine blends traditional credit factors with advanced analytics and sophisticated modeling to evaluate more than 400 unique credit factors in seconds.
EssentEDGE goes beyond conventional credit to deliver MI pricing that more accurately reflects a borrower’s credit profile.
Quoting best practices.
When quoting Essent MI through Optimal Blue®, remember to calculate DTI without MI and save your Essent quote to reference your quote ID #.
Use our tip sheet for step-by-step instructions.
Ready to order Essent MI?
We are seamlessly integrated with the most widely-used loan origination systems (LOS). If we are not integrated with your LOS, please contact us to learn more about getting connected.
You can also order MI through Essent Online MI Ordering.
Why Choose Essent?
- Our dedicated team of employees is focused on delivering best-in-class customer service and is always ready to help you with your MI needs.
- We are focused on managing risk and dedicated to serving as a strong and fair counterparty. Our investment-grade ratings underscore the depth of our financial strength and claims-paying resources.
- EssentEDGE®, our risked-based pricing engine, delivers competitive rates on every loan. We also guarantee our rates for 90 days, as long as loan-level data does not change.
- Our Master Policy offers all the benefits of the new GSE Rescission Relief Principles and our Clarity of Coverage® Endorsement offers greater appraisal and missing document protection.
- Our Clarity of Servicing commitment promises to uphold MI that is clear, fair and there when you need it. It’s how we do business.
Optimal Blue® is a registered trademark of Optimal Blue, LLC.