Loan Products

Doctor/Professional

Our Doctor/Professional program provides eligibility for newly licensed medical residents or practicing medical physicians/doctors, dentists, oral surgeons and attorneys.

  • Maximum loan amount: $1,000,000
  • Minimum FICO: 700
  • Second Homes and Investment Properties are ineligible

Read our Guideline Summary for full details on our Doctor/Professional program.

Loan Amounts > FHFA Max

Our Loan Amounts > FHFA Max product is designed for your portfolio loans that are greater than the Federal Housing Finance Agency’s (FHFA) maximum.

  • Maximum loan amount: $1,000,000
  • Available for second homes (up to $650,000)

Read our Guideline Summary for full details on our Loan Amounts > FHFA Max program.

Manual Underwriting

Our Manual Underwriting product is designed for your portfolio loans that are not submitted to the Agencies’ automated underwriting systems (AUS): Desktop Underwriter® and Loan Prospector®.

It’s also designed for your loans that have received Approval/Ineligible decision that cannot be accommodated by our Clear2Close® Guidelines.

Read our Guideline Summary for full details on our Manual Underwriting program.

Clear2Close

We believe that getting MI shouldn’t slow you down. When you submit any DU® Approve/Eligible or Loan Product Advisor Accept/Eligible loan using our Clear2Close® program, only a few overlays apply. It’s as simple as that.