Standard Rates & Guidelines

Essent’s current rates and guidelines for all states can be viewed here. All documents are in Adobe Acrobat.

Essent offers standard and portfolio LPMI programs to its lenders. Contact your Essent account manager to discuss your needs and qualifying criteria.

Availability Chart

Standard Rates


Applications for Mortgage Insurance

View Rates and Guidelines Archives.

1 For more information about Standard & Poor’s ratings, go to Information about Moody’s Investors Service ratings is available at
2 Enrollment is limited to 30 members per calendar year.