Essent Guaranty Announces Document Integration With Black Knight Financial Services' Empower Loan Origination System

RADNOR, PENNSYLVANIA – April 15, 2014 — Essent Guaranty, Inc., a nationwide provider of mortgage insurance (MI), announced today that it is now offering lenders access to Essent MI for non-delegated loans through an integration with Empower, Black Knight Financial Services’ retail and wholesale channel loan origination system (LOS).

“Lenders using the Empower LOS will have access to Essent MI through a seamless integration,” said Bill Kaiser, Essent Guaranty’s chief operating officer. “Now lenders can order Essent MI without ever having to leave the Empower system. In one fluid step, they can submit the MI order and send the documents Essent requires to underwrite the loan.”

Empower is a state-of-the-art, end-to-end LOS that provides functionality for every facet of the origination process, including consumer, retail and wholesale point-of-sale channels. Empower also provides FHA, VA and conventional product support; funding and auditing; product and pricing; electronic document management and imaging; and industry-standard interfaces.

“I am confident that combining the technology of Empower with Essent’s MI service will help lenders maximize efficiency in the loan origination process, reduce costs and improve turn times for a better borrower experience,” said Jerry Halbrook, president of Black Knight’s Origination Technologies division.

About Essent
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company which, through its wholly owned subsidiary
Essent Guaranty, Inc., (collectively, “Essent”) offers private mortgage insurance for single-family mortgage loans in
the United States. Essent provides private capital to mitigate mortgage credit risk, allowing lenders to make additional
mortgage financing available to prospective homeowners. Headquartered in Radnor, Pennsylvania, Essent Guaranty,
Inc. is licensed to write mortgage insurance in all 50 states and the District of Columbia, and is approved by Fannie
Mae and Freddie Mac. Additional information regarding Essent may be found at www.essent.us and
www.essentgroup.com.

About Black Knight Financial Services, LLC
Black Knight Financial Services, a Fidelity National Financial (NYSE:FNF) company, is the mortgage and finance
industries’ leading provider of integrated technology, data and analytics solutions. Comprised of technology offerings
from the union of LPS and ServiceLink, Black Knight Financial Services offers leading software systems; data and
analytics offerings; and information solutions that facilitate and automate many of the business processes across the
mortgage life cycle.

Black Knight Financial Services helps clients in the mortgage industry and beyond achieve their strategic goals,
realize greater success and better serve their customers by delivering best-in-class technology, services and insight
with a relentless commitment to excellence, innovation, integrity and leadership. For more information on Black
Knight Financial Services, please visit www.bkfs.com.

Media Contacts
Janice Daue Walker
JD Walker Communications, LLC
610.230.0556
media@essentgroup.com

Black Knight Financial Services
Michelle Kersch
904.854.5043
michelle.kersch@bkfs.com

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