The Essent Title 2026 Tote Promotion is open only to legal residents of the United States who are 18 years of age or older and who are employees of mortgage lending companies that originate first lien residential mortgage loans. No purchase, title order submission or registration for Essent Title is required to participate or qualify. The Promotion begins on June 15, 2026, and ends at 11:59 p.m. Eastern Time on December 31, 2026. Quantities are limited and available while supplies last. The submission window may not be continuously available during the Promotion period. All entries must be received no later than 11:59 p.m. Eastern Time on Thursday, December 31, 2026. Limit one entry per individual during each submission window. Void where prohibited by law. For complete terms, conditions and official rules, visit essent.us/2026-tote-promo-rules.

Individuals who do not wish to register for Essent Title may access the Promotion and submit an entry through the alternative method here.