TERMS OF USE
CONDITIONS OF USE
BY USING THIS WEB SITE, YOU ACKNOWLEDGE YOUR CONSENT TO THE FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEB SITE. THESE TERMS AND CONDITIONS MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND. IF YOU DO NOT AGREE TO THESE CONDITIONS, PLEASE DO NOT CONTINUE TO USE THIS WEB SITE.
DISCLAIMER
THE MATERIALS ON THIS WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, ESSENT US HOLDINGS, INC. AND ITS SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, "ESSENT") DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ESSENT DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ESSENT DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT ESSENT) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES.
THIS WEB SITE MAY BE LINKED TO OTHER WEB SITES WHICH ARE NOT MAINTAINED BY ESSENT. ESSENT IS NOT RESPONSIBLE FOR THE CONTENT OF THOSE WEB SITES. THE INCLUSION OF ANY LINK TO SUCH WEB SITES DOES NOT IMPLY APPROVAL OF OR ENDORSEMENT BY ESSENT OF THE WEB SITES OR THE CONTENT THEREOF.
LIMITATION OF LIABILITY
While Essent uses reasonable efforts to include accurate and up-to-date information on this Web site, errors or omissions sometimes occur. Essent makes no warranties or representations as to the accuracy of the content of this Web site. Under no circumstances, including, but not limited to, negligence, shall Essent or any party involved in creating, producing, or delivering this Web site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Web site, even if Essent or an Essent authorized representative has been advised of the possibility of such damages. In no event shall Essent's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Web site.
Essent also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Web site or your downloading of any materials, data, text, images, video, or audio from this Web site.
RESTRICTIONS ON USE OF MATERIALS
This Web site is owned and operated by Essent. Except as otherwise expressly permitted by Essent, no materials from this Web site or any Web site owned, operated, licensed or controlled by Essent may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Web site for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Web site for public or commercial purposes, including the text, images, audio, and video without Essent's written permission.
Essent neither warrants nor represents that your use of materials displayed on this Web site will not infringe rights of third parties not owned by or affiliated with Essent.
We reserve the right to suspend, modify or discontinue this Web site, temporarily or permanently, at any time without notice. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.
JURISDICTIONAL ISSUES
Unless otherwise expressly set forth herein, Essent makes no representation that materials on this Web site are appropriate or available for use in any location. Those who choose to access this Web site do so on their own initiative and are solely responsible for compliance with local laws.
Except as specifically set forth herein the information contained on this Web site is not an offer to sell or a solicitation to buy any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation; purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names and logos are proprietary to Essent. Nothing contained on the Web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Web site without the written permission of Essent or such third party that may own the trademarks displayed on this Web site. Your use of the trademarks displayed on this Web site, or any other content on this Web site, except as provided herein, is strictly prohibited.
Images displayed on this Web site are either the property of, or used with permission by, Essent. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
SOFTWARE LICENSES
You acknowledge that any software available or provided to you on this Web site may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Essent does not authorize the downloading or exportation of any software or technical data from this Web site to any jurisdiction prohibited by the United States export controls laws and regulations.
Last Updated: February 28, 2009