We understand how important it is for our Credit Union clients to have a mortgage insurer they can trust. As one of the strongest mortgage insurance (MI) providers in the industry, you can feel confident that we are a partner you can rely on to support all of your members’ mortgage needs.

When you choose Essent, you can take advantage of:

• Competitive and sustainable loan programs, such as our Affordable Housing/HFA, Jumbo and Doctor/Professional loans, to help you accommodate more members’ financial situations.
• Our free, HUD-approved education program that meets the needs of most first-time homebuyers, including those with loans through Freddie Mac’s Home Possible^® program.¹
• Our new risk-based pricing engine, EssentEDGE^®, to get competitive rates on every loan.

Experience The EssentEDGE^® Difference!

Whether you quote and order mortgage insurance (MI) through Rate Finder, your loan origination system (LOS) or pricing engine (PE), our new risk-based pricing engine works seamlessly to deliver a superior experience.

Step 1: Request A Quote

• Rate Finder. We’ll ask you to complete a one-time registration the first time you access EssentEDGE through Rate Finder. The process is quick and easy, and requires only a few pieces of information in addition to your company email.
• LOS/Pricing Engine. The EssentEDGE engine is seamlessly integrated with the most widely-used systems, so the way you quote and order hasn’t changed.²

Launch Rate Finder

Step 2: Submit A Loan

Link your Quote ID# to your MI submission to take advantage of our 90-Day Quote Guarantee. As long as your loan-level data stays the same, the quote associated with your submission will also stay the same — even if our rates change.