PRIVACY AND OWNERSHIP OF INFORMATION
This Web site, located at www.essent.us (the "Web site"), provides customers with information about services offered by Essent Guaranty, Inc. and its affiliates ("Essent" "we," or "us"). Our address is Essent Guaranty, Inc., 201 King of Prussia Road, Suite 501, Radnor, PA 19087. Our data collection and use policies with respect to visitors to the Web site are set forth in this statement ("Policy"). This Privacy Policy should be read alongside our Terms of Use document. By using this Web site, you signify your acceptance of this Policy.
Definition of "personally identifiable information"
When reviewing this Policy you should understand that when we use the term "personally identifiable information," we mean any information that can be used to identify or contact a specific individual, such as a name, address, telephone number, or e-mail address. When we refer to "aggregate information," we mean information that does not allow us to identify or contact a specific individual, such as demographic information or visitors using a particular browser to access the Web site.
Information we obtain
Essent currently collects certain information that can be used to personally identify visitors through this Web site, such as:
(a) Information that is automatically provided by visitors' internet service providers when you visit our Web site (such as IP addresses). This information is used to help us manage the Web site, to diagnose any problems with our server, to help you with technical problems, and sometimes to help us enforce compliance with our Terms of Use, or to otherwise protect our users and this Web site.
(b) Information that you provide when you choose to register to receive information or inquire about an employment opportunity with Essent and the like, such as your name and contact details. We will use this information to provide you with the information you request and other items which we believe may be of interest to you.
(c) Information that you provide when you send emails to Essent, again such as contact details. We will use this information to help us review and respond to your emails. The sender of any email to the Web site must have no expectation of confidentiality with regard to any information contained in his or her email(s) or responses thereto. Do not send any information to this Web site that you wish to keep confidential.
(d) Information that may be obtained by or provided to us in other manners customary for the operation of a Web site of this nature, such as server logs.
Essent may also use your personal information for our own internal purposes, such as tracking Web site usage and determining areas of interest for users of this site. If you wish to be added to or removed from our database or if you would like to correct your information to ensure that it is accurate and kept up to date, please email webmaster@essent.us.
Data security, transfer of information abroad, and disclosure to third parties
We may disclose your personal information to any of our affiliate offices for the above purposes.
We may also disclose your personal information if we are under a duty to disclose or share your personal data in order to comply with any legal or regulatory obligation, or in order to enforce or apply our Terms of Use and other agreements; or to protect the rights, property, or safety of Essent, its affiliates, clients, or others. We will not otherwise sell or otherwise provide your information to third parties.
We may transfer your personal information overseas to any office of the company or any affiliate for the above purposes. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will take reasonable precautions to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use dedicated procedures and security features to try to prevent unauthorized access.
Usage of Links to other websites
This Web site may contain links to other Web sites. The operator of such other Web site may collect information about you, including through cookies or other technologies. If you link to another site, you will leave this Web site and this Policy will not apply to your use of and activity on those other sites. If you provide personally identifiable information through any such site, your transaction will occur on that site (not this Web site) and the personally identifiable information you provide will be collected by, and controlled by the privacy policy of, that site's operator. Links on this Web site to other Web sites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Privacy Statement applies solely to online information collection and use practices in connection with this Web site; it does not apply to any practices conducted offline or in connection with other web sites.
Privacy Policy
We reserve the right to change this Policy in order to address future developments of this Web site, or changes in industry or legal trends. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the bottom of this page. Any changes to this Policy will become effective upon posting of the revised Policy on the Internet, accessible through this Web site. By continuing to use this Web site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this Website. If you have any questions or comments about this Policy, please feel free to contact us at webmaster@essent.us.
This Web site, located at www.essent.us (the "Web site"), provides customers with information about services offered by Essent Guaranty, Inc. and its affiliates ("Essent" "we," or "us"). Our address is Essent Guaranty, Inc., 201 King of Prussia Road, Suite 501, Radnor, PA 19087. Our data collection and use policies with respect to visitors to the Web site are set forth in this statement ("Policy"). This Privacy Policy should be read alongside our Terms of Use document. By using this Web site, you signify your acceptance of this Policy.
Definition of "personally identifiable information"
When reviewing this Policy you should understand that when we use the term "personally identifiable information," we mean any information that can be used to identify or contact a specific individual, such as a name, address, telephone number, or e-mail address. When we refer to "aggregate information," we mean information that does not allow us to identify or contact a specific individual, such as demographic information or visitors using a particular browser to access the Web site.
Information we obtain
Essent currently collects certain information that can be used to personally identify visitors through this Web site, such as:
(a) Information that is automatically provided by visitors' internet service providers when you visit our Web site (such as IP addresses). This information is used to help us manage the Web site, to diagnose any problems with our server, to help you with technical problems, and sometimes to help us enforce compliance with our Terms of Use, or to otherwise protect our users and this Web site.
(b) Information that you provide when you choose to register to receive information or inquire about an employment opportunity with Essent and the like, such as your name and contact details. We will use this information to provide you with the information you request and other items which we believe may be of interest to you.
(c) Information that you provide when you send emails to Essent, again such as contact details. We will use this information to help us review and respond to your emails. The sender of any email to the Web site must have no expectation of confidentiality with regard to any information contained in his or her email(s) or responses thereto. Do not send any information to this Web site that you wish to keep confidential.
(d) Information that may be obtained by or provided to us in other manners customary for the operation of a Web site of this nature, such as server logs.
Essent may also use your personal information for our own internal purposes, such as tracking Web site usage and determining areas of interest for users of this site. If you wish to be added to or removed from our database or if you would like to correct your information to ensure that it is accurate and kept up to date, please email webmaster@essent.us.
Data security, transfer of information abroad, and disclosure to third parties
We may disclose your personal information to any of our affiliate offices for the above purposes.
We may also disclose your personal information if we are under a duty to disclose or share your personal data in order to comply with any legal or regulatory obligation, or in order to enforce or apply our Terms of Use and other agreements; or to protect the rights, property, or safety of Essent, its affiliates, clients, or others. We will not otherwise sell or otherwise provide your information to third parties.
We may transfer your personal information overseas to any office of the company or any affiliate for the above purposes. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will take reasonable precautions to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use dedicated procedures and security features to try to prevent unauthorized access.
Usage of Links to other websites
This Web site may contain links to other Web sites. The operator of such other Web site may collect information about you, including through cookies or other technologies. If you link to another site, you will leave this Web site and this Policy will not apply to your use of and activity on those other sites. If you provide personally identifiable information through any such site, your transaction will occur on that site (not this Web site) and the personally identifiable information you provide will be collected by, and controlled by the privacy policy of, that site's operator. Links on this Web site to other Web sites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We encourage you to read the legal notices posted on those sites, including their privacy policies. We shall have no responsibility or liability for your visitation to, and the data collection and use practices of, such other sites. This Privacy Statement applies solely to online information collection and use practices in connection with this Web site; it does not apply to any practices conducted offline or in connection with other web sites.
Privacy Policy
We reserve the right to change this Policy in order to address future developments of this Web site, or changes in industry or legal trends. You can determine when this Policy was last revised by referring to the "Last Revised" legend at the bottom of this page. Any changes to this Policy will become effective upon posting of the revised Policy on the Internet, accessible through this Web site. By continuing to use this Web site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this Website. If you have any questions or comments about this Policy, please feel free to contact us at webmaster@essent.us.
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