We’ve listened to your concerns, and responded by developing our signature offering, Clarity of Coverage – Master Policy terms that are clear, understandable, and above all, fair. Clarity of Coverage reduces exposure to mortgage insurance claims being unfairly denied for immaterial misrepresentation, underwriting errors, and missing documents. It is Essent’s legally binding and fully enforceable commitment to equitable treatment of your MI coverage. We believe this transparency—in the form of an endorsement to our Master Policy—underscores the value of Essent MI.
When you do business with Essent, Clarity of Coverage comes with every loan. It’s not just for some loans or some lenders. And, it stays with each loan for the life of our coverage, helping anyone who originates, services or purchases a loan with Essent MI. By restoring confidence that legitimate MI claims will be honored, Essent is paving a strong foundation for mutually beneficial partnerships.
You can find out more about Clarity of Coverage below, or by contacting a member of our Business Development team.






