Essent US Holdings, Inc. ("Essent") is a member of Essent Group Ltd., a Bermuda-based holding company for a new family of businesses providing primary mortgage insurance and reinsurance coverage on residential property loans. Essent was founded to provide private capital to America's housing finance system, and is backed by a premier group of financial services investors. With headquarters in Radnor, Pennsylvania, our mission is to support homeownership by helping to mitigate housing finance risk for lenders and mortgage investors.
Mortgage insurance plays a critical role in the American residential finance market, making low down payment home loans accessible to millions of qualified borrowers. Essent will offer lenders, mortgage investors, and other market participants a risk management approach and operating platform tailored specifically to meet the challenges of today's mortgage banking industry.